Kinara Capital

We love the outreach and the potential to create REAL jobs.

There are 26 million small businesses in India. Only 5% of these businesses have access to commercial capital. Kinara Capital provides loans in the range of Rs. 100,000 to Rs. 1 million to small and growing businesses in India, filling the gap between microfinance and commercial capital.

The key differentiators are the credit risk analysis approach, the lending methodology, flexible products terms and supply chain integration, creating a scalable solution with a focus on livelihood generation.

Kinara’s approach is focused on income generating production clusters such as apparel, home decor and furniture as well as franchise networks for agri-business products, safe drinking water and healthcare.

Kinara works through channel partners which provide pre-screened, qualified entrepreneurs and groups that need financing support. The channel will stand as a default guarantee and manage collections reducing risk and operational costs thus creating a highly scalable model.